← Back to Home
Gold tools
Gold Loan Calculator
Calculate how much loan you can get against your gold jewellery.
Loading latest gold rate...
Loan Eligibility
Gold Value (22K)
₹3,41,458
50g × ₹6,829/g
Maximum Loan Amount
₹2,56,094
75% of gold value
Monthly Interest
₹2,027
on max loan amount
Monthly EMI
₹22,455
for 12 months
Total Interest (12 months)₹24,329
Total Repayment₹2,69,463
💡 Gold Loan Tips
- Banks offer lower interest rates (7-12%) vs NBFCs (12-24%)
- RBI allows max 75% LTV for gold loans
- Keep gold valuation certificate handy for better rates
- Compare processing fees (0.5-2% of loan amount)